Emlak Konut, Turkey's biggest real estate investment trust, has finally announced a highly anticipated campaign. Future homeowners will be able to buy houses in 30 different projects with a 20 percent advance payment and installment options that can be up to 120 months.According to the company's statement to the Public Disclosure Platform, the campaign was prepared in order break the cooling trend in the market in the wake of recent events in the country, increase sales and contribute to the cash flow of contractors during this period.Installment sales will be made via two methods in 30 different projects. The 25 percent advance payment rate in home loans will be reduced to 20 percent as well with this campaign. In addition, payments will be made in two ways. The first payment option includes a 20 percent advance payment, installments up to 120 months and a Consumer Price Index (CPI) raise added to the installments. The second option includes a 20 percent advance payment, installments up to 120 months and a 0.7 percent annual late fee added to the installments. In these sales, Emlak Konut will not get its own share from the advance payment or the first 12-month installments, transferring the entire payment to the contractor's account. After the 13th month, all the dated receivables will be transferred to Emlak Konut's account and they will be deducted from the contractor's undertaking to Emlak Konut. The transaction's maximum limit will be the 20 percent of the total income of the company share that the contractors undertook.